If you are getting cracks across pin knots you aren't leaving enough wood around them to compensate for the weakness.
Some people ignore them and manage to get away with it. Maybe the bow is a little longer or wider than otherwise ideal, other times its shear luck of the draw.
Never had a bow fail, or degrade due to a knot if the problem was addressed whilst laying out the dimensions, before stock removal.
If the bow at a certain point has a knot, you compensate at that point extra wood around the width, at least to the same dimension as the knot.