I can't tell you why your backing lifted, upenstatebowyer, specifically. I'd suspect flex in the handle, I suppose. I have great luck with two piece backings as long as the glue joints are good, and the handle is MUCH stiffer than the limbs and into the fades. I have even left a 3-4" gap between backing pieces on lam R/D bows that had relatively long and massive risers (12-plus inches fade to fade). On these I ground the corners to flush tapers (like in DC's pic) and covered them with a lam mostly for looks.
You mentioned running one backing up to about an inch over a handle splice. Does that mean you spliced your core pieces as well? Or belly lams? I know any flex in that area is a LOT harder to get away with, enough that about any splice I do I leave in a stiff area. I think imperceptible handle flex is your enemy here. Powerlams are one cure.
I usually DO lay a thin lam over the backing splices, and I think it helps. But I've left it bare and been fine, too. Also, depending on handle configurations and if you have long enough lams, it doesn't hurt to shave or cut them at a diagonal so they match up and taper out next to each other. Kind of like an 'N".