Del and Marc ask how many people do you know who have been seriously injured when a bow blows? I have only heard the legend of the siyah of a broken composite going through a princes head in a old tale(I think it went like that). bows explode up and away. I have had a piece hit me in the head, but it was like a small stick falling off a tree.
If you are making 1.5+ million a year and your 20 year old son is still living at home making $10,000 a year making bows in your garage... I think it would be time to worry and get some insurance.