I talked to an Insurance Agent yesterday. It was enlightening. It seems that there is a special "Event Policy" that is used for this type of thing. Not only special "Event" Insurance, but also special underwriters who only write policies for special types of "Events", sporting, cooking, chili eating, etc, etc,. It seems that archery," shooting a projectile" and bow-making, "using sharp tools" and being under 18 are some real obstacles. At present it seems that the normal minimum policy for "Sporting Events" is $362.50 for a 2 day event, $2.75 per person which allows you to have up to 131 people. But so far my Insurance agent has not been able to find an Underwriter who will take it. Special circumstances such as bow building and shooting requires a special application that has to go before the Underwriters review board. What a hassle just to get a group of good people together to share a common passion. I don't know how in the world to hold an event without charging for it. If anyone has suggestions, I would really like to hear them. The only thing I can think of is a donations jar or a cover fee. Any other ideas? I will keep posting as I find out more.