You should be able to resize the photos:
1) Open Windows Explorer.
2) Navigate to the directory where the photos live.
3) Right click on the photo in question and select "Edit".
This should open the photo in Paint or another photo editor that you have associated with photos.
4) Resize photo, if it is from a modern digital 10x or 12 mega pixel you will probably have to reduce it to 15% of its original size, make
take a little trial and error. If the photos are from the same camera and same resolution, you can reduce them all by the same %
once you find one that works.
Remember you can use the Undo button to back up a step.
Remember to change the File Name when you re-save the photo.
Make sure the new file (photo) is under 200k.
if you are using XP or Windows 7 you shouldn't have any trouble.
-Gus